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Classic Car Insurance

Lancaster Insurance Services, the Classic Car insurance specialists since 1984.

We have developed relationships with some of the largest insurers in the UK which enables us to use our expertise in the classic car insurance market to arrange your insurance which is individually tailored to meet your needs.

Classic Car Insurance Quote

Give us a call on 01480 484826Classic car insurance premiums are normally cheaper than those for your modern car because your classic car is generally better maintained and driven fewer miles (resulting in fewer claims). We will search our panel of leading insurers to get you a great deal on your classic cover, simply click the ‘Classic Car Quote’ button to get a classic insurance quote online for your car.

Classic car insurance policies may contain policy benefits not available to modern car insurance such as:

Agreed valuation
We have a number of specialist insurance schemes available which will allow you to purchase an agreed value in addition to your insurance. This will give you added peace of mind that should you need to make a claim for a total loss, you will be paid the certified value of the vehicle (less the policy excess) as opposed to the current market value. Read more…

Club member discounts
Lancaster Insurance is committed to supporting the classic car clubs who help to keep the industry alive. Classic car enthusiasts who are a member of a classic car owners club may enjoy discounts of up to 25% off their classic car insurance premium (the level of discount offered by each insurer differs and is subject to underwriting criteria).

Laid up cover
We understand that sometimes it is necessary to take a vehicle off the road. This might be because restoration work is required or it may be that you simply want to garage the vehicle during the winter months. New rules under the Continuous Insurance Enforcement scheme means that all cars in the UK not declared SORN (Statutory Off Road Notification) will need valid insurance. Our Laid Up insurance for classic car policies mean you could pay less for your insurance to reflect the fact you are not driving the car but still want your car insured for accidental damage and fire and theft. Please call us to discuss your laid up policy quotation on 01480 484826. Read more…

Limited mileage insurance
If you are using your classic as a second car it is likely that your annual mileage will be lower than that which you complete in your everyday motor. Our biggest limited mileage insurance discounts may apply to drivers who have a car mileage of 1500 miles per year but our discount structure is staggered and we can insure drivers with unlimited mileage too. Read more…

Modified classic car insurance
During the restoration or repair of your classic car it may be necessary to use non-standard parts or you may wish to make changes to your car which alters the way it left the original factory at the time of production. By modifying your car you may be increasing its performance or increasing its value. To ensure you have adequate cover, please ensure you have declared to us all modifications to your car.

Multi Vehicle insurance
If you own multiple classic vehicles you may be able to obtain a cheaper collectors car insurance quote by insuring your classic cars on one policy (multi car insurance). In addition, we may insure different types of classic vehicles together on one policy such as classic cars, classic 4x4’s, classic campervans and classic tractors. In order for us to be able to check our insurers for the best multi vehicle insurance deal please give us a call on 01480 484826 so that we can take the information relating to all your classic vehicles and prepare your quotation. Read more…

Wedding car insurance
If you would like to be able to use your classic car for occasional wedding hire use, please tell us you require this cover prior to accepting insurance so that we can find a suitable insurer who will allow this use (subject to an additional charge against your insurance premium). Please call us to discuss your classic car insurance quotation if you require wedding use on 01480 484826. Read more…

To view additional policy benefits which may be available click here.

Lancaster Insurance can extend your classic car cover to include: agreed valuation, breakdown recovery, hire car, key cover, legal cover and personal accident cover (an additional charge is payable). In addition, we may also provide cover for performance cars, multiple drivers (up to 5), business use, wedding hire, track day cover, rally / time trials, vintage rallies. Subject to underwriting criteria.

We can insure many makes of classic cars including, Austin, BMW, Citroen, Daimler, Fiat, Ford, Hillman, Jaguar, Jensen, Mercedes, MG, Mini, Morgan, Morris, Peugeot, Porsche, Reliant, Rolls Royce, Rover, Sunbeam, Triumph, Vauxhall, Volkswagen, Wolseley and many more.

We can also cater for more specialist vehicles such as classic sports cars, antique classic cars, vintage classic cars, American classic cars, kit cars, motorhomes, campervans, classic vans, ex military vehicles, Land Rover, classic 4x4’s and classic tractors to name but a few.

Lancaster Insurance understands that our clients are not just looking for cheap Classic Car insurance, they want a top quality product and service as well as value for money. We regularly exhibit at classic car shows and events which provides us with a great opportunity to talk to our customers face-to-face about their insurance needs. Click here to view our calendar of events.

To see why so many classic car owners switch their insurance to Lancaster Insurance click the Classic Car Insurance Quotes button below to obtain an online insurance quote. We look forward to arranging your classic car insurance policy.

Classic Car Insurance Quote

Alternatively, you can telephone us to discuss your specific classic car insurance requirements.

phone  01480 484826
Calls may be recorded for monitoring and training purposes


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Lancaster Insurance Services Limited, Lancaster House, Meadow Lane, St. Ives, Cambs, PE27 4ZB. Authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 306514)